Jan 5th 2009 Russians Are Sensitive to Criticism

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Russians will become very defensive if you criticize their country. They know Russia has a lot of problems, but it’s their country and they are proud of it.

Avoid making comparisons between America and Russia. Russians will usually interpret this as criticism. They may become indignant without you knowing why.

The problem is that Russians love foreigners and want to talk to you about America, so it’s a difficult situation. Try to explain things without making comparisons.

Russians have an inferiority / superiority complex. Many of them have low self-esteem, which makes them sensitive about criticism. They may try to cover this up by matching your perceived boldness, making them appear arrogant.

The father of one woman I met was retired military. Russians have a great respect for the military and are very proud of their military history.

I began to tell him a little bit about the American military thinking he would relate. However, he felt that I was comparing American military operations to Russian military operations.

He proceeded to boast about how Marshall Zuckov had Russian submarines in New York harbor without the Americans being aware of it. I had offended him without being aware of it.

Of course, I changed the subject, and soon all was forgotten.

John has been married to a Russian women for over five years. He has travelled the path from finding her, to traveling to Russia, to bring his wife to America, and adjusting to married life. He will show you step by step how to do this yourself.
russian-luv.com/criticism.html russian-luv.com/criticism.html

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Jan 5th 2009 Disability Income Insurance Can Meet All Your Financial Needs

Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs. The greatest number of families have no form of disability income insurance.

Short term disability income insurance covers the first few months you are disabled and the benefits of short-term disability income insurance, are many . Short term disability income insurance is a temporary relief though. If your condition prevents you from working for more than the covered period, then you will need to rely on long term disability income insurance.

Disability insurance can be purchased up to a certain percentage of your income and is tax free if you pay for it yourself.

Disability insurance does not mean you have to take the maximum but you would be wise to take sufficient to cover your monthly bills, even if you give up covering some items.

Disability insurance is sometimes hard to think about. Some people believe that if they make a Will that it will bring them faster to their Maker. Ditto for disability; take a policy and get disabled. But of course it doesn’t work that way.

And the worst thing to do is to consider taking a policy and then becoming disabled before getting a policy in force. Disability insurance quotes will give you firm premium figures for various amounts of income and then you can make up your mind what to do. Even if you take a disability insurance policy with the longest waiting period, it will start paying when you , really, really need it.

Disability insurance cost should be considered as a percentage of your income. If you earn $60,000 a year is 2% or 3% of that too high a cost to ensure that your net income will continue? Only you can answer that after you have obtained a written disability insurance quote based on your income.

Ivon T. Hughes, The Hughes Trustco Group Ltd.
Online Insurance Broker - Get a FREE Quote TODAY!
Tel: (514) 842-9001
Email: mailto:info@trustco.ca info@trustco.ca
Web: hughestrustco.com hughestrustco.com

No Comments » Posted by Matt Cubb /