Apr 22nd 2008 08:35 pm Dental Discount Plans Frequently Asked Questions (FAQ)
Why would somebody choose a Dental Discount Plan?
Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.
How does a Dental Discount Plan differ from Dental Insurance?
Dental Insurance
Maintains monthly premiums in exchange for established benefits
Rarely offered to individuals
Varying annual maximums
Services are out-of-pocket once maximum is met
Deductibles must be met before any benefits are paid
After deductible, co-payment must be met
Orthodontic treatment is rarely covered
Waiting period may be between 6 to 24 months for major services like crowns, bridges, or dentures.
Dental Discount Plan
One low yearly membership fee
Available to individuals, families and groups
No annual limits
No tedious paperwork to submit
Start saving immediately
Orthodontic treatment included in select plans
No health restrictions
How Can I find out if my Local Dentist Is on a Network?
Almost all dental discount networks, or dental insurance networks, will have a list of local dentists on the net. You simply need to post your zip code, and you should get a list of dentists, and other dental providers, in the area. You can look for your dentist or, if you do not even have a dentist, you should be able to select one that is near your home or work.
Can I get Discounts Fast?
Yes, that is one of the greatest things about dental discount plans. They are usually activated within one to three days of application. As soon as you are notified of activation, you can use your discounts. Many plans will email you an on line card so you do not have to wait for the mail.
Find out if your local dentists participate in a dental discount plan: 247quoteus.com/dentalinsurance.html Compare Dental Plans
Also research all types of health plans, and get fast and 247quoteus.com free online insurance quotes at 247QuoteUS.com 247QuoteUS.com
M Katz has helped hundreds of families find affordable health plans, medical insurance, and other insurance with online quick and safe online insurance quotes.
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