Apr 22nd 2008 08:35 pm Dental Discount Plans Frequently Asked Questions (FAQ)

Dental plans are an alternative to dental insurance, or sometimes a supplement to dental insurance. They offer an affordable way to access a large network of dental providers who agree to offer discount prices in order to belong to the network.

Why would somebody choose a Dental Discount Plan?


Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.

How does a Dental Discount Plan differ from Dental Insurance?

Dental Insurance

Maintains monthly premiums in exchange for established benefits


Rarely offered to individuals


Varying annual maximums


Services are out-of-pocket once maximum is met


Deductibles must be met before any benefits are paid


After deductible, co-payment must be met


Orthodontic treatment is rarely covered


Waiting period may be between 6 to 24 months for major services like crowns, bridges, or dentures.

Dental Discount Plan

One low yearly membership fee


Available to individuals, families and groups


No annual limits


No tedious paperwork to submit


Start saving immediately


Orthodontic treatment included in select plans


No health restrictions

How Can I find out if my Local Dentist Is on a Network?


Almost all dental discount networks, or dental insurance networks, will have a list of local dentists on the net. You simply need to post your zip code, and you should get a list of dentists, and other dental providers, in the area. You can look for your dentist or, if you do not even have a dentist, you should be able to select one that is near your home or work.



Can I get Discounts Fast?


Yes, that is one of the greatest things about dental discount plans. They are usually activated within one to three days of application. As soon as you are notified of activation, you can use your discounts. Many plans will email you an on line card so you do not have to wait for the mail.

Find out if your local dentists participate in a dental discount plan: 247quoteus.com/dentalinsurance.html Compare Dental Plans

Also research all types of health plans, and get fast and 247quoteus.com free online insurance quotes at 247QuoteUS.com 247QuoteUS.com

M Katz has helped hundreds of families find affordable health plans, medical insurance, and other insurance with online quick and safe online insurance quotes.

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